Welcome to Our U.S. Benefits Program, Benefits4Me!

We’re thrilled to have you as part of our organization. As a new employee or recent transfer to the U.S., you now have access to Benefits4Me, our comprehensive benefits program that goes far beyond the basics. Our broad range of benefits and programs offers something for everyone across all life stages and personal situations.

Follow the steps on this checklist to learn about what we offer and what you need to do and when, so you can take advantage of everything available to you.

A Note for U.S. Transfers

  • Watch this video to learn more about Benefits4Me, the benefits you must elect to have coverage, how to enroll in them, and the programs and resources available to you at any time.
  • Browse this site for additional detail about all of our health and wellness, behavioral, savings and financial, and voluntary benefits. This site is meant to be a “one-stop-shop” to find the information you need to help you make the best decisions for yourself and your family. In addition to plan details, you can also find links to supporting forms and resources and contact information for questions.
  • As you review our available benefits, the answers to the following questions will help you prepare to enroll. Ask yourself:
    • What family members, if any, do you want to cover under our benefits? See Healthcare Eligibility for details.
    • What are your needs and your family’s healthcare needs? Are you expecting any major medical events (such as surgery or the birth of a child) in the coming year?
    • Would you prefer to pay lower premiums in exchange for higher costs at the time of care, or vice versa?
    • How much dental and/or vision coverage will you and your family members need?
    • Do you need to set money aside for healthcare, dependent care, and/or transit expenses?
    • Do you need to elect benefits that offer additional financial protection in case of the unexpected, like Disability, Life, and/or Accidental Death & Dismemberment (AD&D) Insurance?
  • Contact Included Health with any benefit questions. Sometimes it helps to talk to someone about what makes the most sense for your situation and budget. Included Health is available to help you think through your options now and then navigate your benefits throughout the year.

Use the Decision Support Tool

When you begin your enrollment, choose the option for Decision Support. You’ll answer a few questions, and the engine will give you a personalized benefits recommendation based on your unique needs.

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