voluntary benefits

No one plans to have an accident, but it can happen at any time. Group Voluntary Accident Insurance, from Allstate Benefits^®, pays a lump-sum benefit for accidental on- and off-the-job injuries, plus benefits associated with the treatment of the injury. Because accident insurance is supplemental, it pays in addition to other coverage. The coverage can be used on its own or to fill a gap left by other coverage, and the benefits are paid directly to you unless assigned elsewhere. The coverage pays a benefit up to a specified amount for accidental death, dismemberment, dislocation/fracture, hospitalization confinement, intensive care, ambulance service, medical expenses, and more.

Other benefits for accident-related expenses include CT scans and MRI, repair of a broken tooth, lodging for a family member to be with you while you’re hospitalized, transportation expenses for you if traveling more than 50 miles for treatment, follow-up care and physical, occupational, and speech therapy.

For more information, refer to the following publications:

• Program Brochure for information on the benefit.
• MyBenefits Flyer for information on the resources available to help you manage your coverage and submit claims.
• MyBenefits Resource Flyer for information on the website and mobile app.

If you have any questions, call the Customer Care Center at 1-800-521-3535, Monday through Friday, 8:00 a.m. to 8:00 p.m. ET.

To enroll, go to Benefits4MeEnroll.com. Note that you may only elect this coverage during the Annual Enrollment period, as a new hire, or following a Qualifying Life Event.

The Auto & Home Insurance program offers you protection with special employee savings from Farmers or Liberty Mutual.

• You can also apply for additional coverage for your home, condo, vacation property, boats, recreational vehicles, and more — and by bundling your insurance, you could save even more when you insure with the same carrier.
• You can take advantage of convenient payment options, including automatic payroll deduction and through an escrow account for home insurance.
• Coverage can begin as early as the day after you apply.

For more information, refer to these Frequently Asked Questions.

To get a quote or ask a question, contact Liberty Mutual at:

1-844-441-2592
libertymutual.com/benefits4me
Client Code: #135512

To get a quote or ask a question, contact Farmers Insurance at:
1-800-438-6381
farmers.com/groupselect
Discount Code – AN3

The signs pointing to a critical illness are not always clear and may not be preventable, but Group Voluntary Critical Illness Insurance, from Allstate Benefits^®, can help offer financial protection in the event you are diagnosed with a covered critical illness. This insurance pays benefits that can be used for non-medical expenses that health insurance might not cover. You select the benefit coverage amount that you want based on your individual need and your budget. If you have covered family members, coverage also provides cash benefits for them. If diagnosed with a covered critical illness – such as heart attack, cancer, or stroke – you will receive a cash benefit based on the percentage payable for the condition. The plan pays supplemental benefits for certain conditions such as advanced Alzheimer’s or Parkinson’s Disease.

Staying healthy? To encourage preventive care, the plan also pays one wellness benefit each year. You’ll get a $75 benefit just for having a screening test, such as a chest X-ray, colonoscopy, Pap smear, mammography, or sampling of blood or tissue to be genetically tested for cancer risk.

For more information, refer to the following publications:

• Program Brochure for information on the benefit
• MyBenefits Flyer for information on the resources available to help you manage your coverage and submit claims.
• MyBenefits Resource Flyer for information on the website and mobile app.

If you have any questions, call the Customer Care Center at 1-800-521-3535, Monday through Friday, 8:00 a.m. to 8:00 p.m. ET.

To enroll, go to Benefits4MeEnroll.com. Note that you may only elect this coverage during the Annual Enrollment period, as a new hire, or following a Qualifying Life Event.

Find great deals on computers, apparel, cars, electronics, live entertainment, gifts, travel, and much more, by shopping an extensive network of carefully selected local and national vendors at Benefits4Me.perkspot.com. Create your login ID and password and use access code benefits4me.

The site is mobile friendly, so you can connect with deals at home, work, or on the go! For added convenience, sign up for a monthly newsletter to be informed of the latest offers.

You can opt out of PerkSpot communications at any time. Click here for instructions.

Known as “Group Whole Life Insurance with Long Term Care Rider,” this life insurance program also provides a special benefit to help you pay for long-term care if you or your covered spouse/domestic partner needs it. (Age limits may apply.)

If you enroll as a new hire, you may be able to enroll in this program without answering questions about your health.

Interested in learning more?

For more information, refer to this brochure.

In addition, Allstate counselors are available to speak with you about how group whole life insurance with a long-term care benefit works.

• If you (and your spouse or domestic partner) are age 70 or younger, call 1-866-701-7439 to speak with an Allstate counselor.
• If you or your spouse or domestic partner is age 71-80, you must schedule an appointment online at https://ABEnroll.as.me/emdmillipore, then speak with a counselor to enroll by phone. Payment through payroll deduction is not available for those age 71-80; you will pay Allstate directly.
• Enrollment is not available for employees and their spouses or domestic partners older than age 80.

Note: You may only elect this coverage during the Annual Enrollment period, as a new hire, or following a Qualifying Life Event.

Refer to the MyBenefits Resource Flyer for information on the website and mobile app.

Identity Protection, from MetLife and powered by Aura, provides comprehensive monitoring to protect your identity and alert you at the first sign of fraud.

Coverage includes:

• Alerts for emerging threats and scams – AIP provides real-time, personalized content about security risks.
• High-risk transaction monitoring – AIP alerts you for non-credit based activity that could indicate fraud.
• Financial activity monitoring – AIP alerts you to changes in your financial accounts, such as bank accounts, credit and debit cards, 401(k)s, and other investment accounts.
• Unemployment fraud – The unemployment fraud center ensures that if you are a victim of this type of fraud, you have all the tools you need to quickly resolve your case.
• Dark Web Monitoring – In-depth monitoring that goes beyond just looking out for your Social Security number.

For more information, refer to this Overview.

Visit Benefits4MeEnroll.com to enroll any time.

Group legal services from MetLife offers valuable benefits to shield your family and savings from unexpected personal legal issues. The plan connects you to an attorney for most common personal legal matters and pays for the attorney fees.

MetLife members have access to a national network of attorneys with exceptional experience who are matched to meet your specific legal needs. Members also get paid-in-full coverage on most legal matters, as well as personal guidance and coaching. The MetLife plan is a unique and flexible insurance product, protecting employees against the high cost of legal fees. It provides the convenience of using either in-network or out-of-network attorneys.

For more information, refer to this Overview.

Note: You may only elect this coverage during the Annual Enrollment period, as a new hire, or following a Qualifying Life Event.

When we talk about providing benefits for your entire family, we mean it—even for the non-human members of your household. Our pets can’t always tell us what’s wrong, but with pet insurance, you don’t have to worry about breaking the bank every time you visit the vet. Get up to 70% back on vet bills when you enroll in pet insurance through MetLife. This program is exclusively for employees and gives your pet superior protection at an unbeatable price. There are no age limits or age-based premium increases.

MetLife offers:

• Flexible coverage with up to 100% reimbursement¹
• Freedom to visit any U.S. licensed vet
• Optional preventive care coverage²
• 24/7 access to telehealth concierge services
• Discounts and offers on pet care³
• MetLife Pet mobile app available on Google Play and the App Store, to submit and track claims and manage your pet’s health and wellness

Coverage includes:⁴

• Accidental injuries
• Illnesses
• Exam fees
• Surgeries
• X-rays, ultrasounds, and other diagnostic tests
• Hospital stays
• Treatment for hip dysplasia, hereditary conditions, congenital conditions, chronic conditions, alternative therapies, holistic care, and much more

For more information, refer to this Overview.

To get a quote, enroll, or ask a question, contact MetLife at:
1-800-GET-MET8
metlife.com/getpetquote

1 Reimbursement options include: 70%, 80%, 90% and 100%. In addition, there is also a 50% option for MetGen underwritten policies only and a 65% option for IAIC underwritten policies only.

2 Can be purchased at an additional cost. For IAIC underwritten policies, optional Preventive Care coverage is based on a Scheduleof Benefits. For MetGen underwritten policies, optional Preventive Care coverage is included in the annual limit.

3 May not be available in all states.

4 Provided all terms of the policy are met. Application is subject to underwriting review and approval. Like most insurance policies, insurance policies issued by IAIC and MetGen contain certain deductibles, co-insurance, exclusions, exceptions, reductions, limitations, and terms for keeping them in force. For costs, complete details of coverage and exclusions, and a listing of approved states, please contact MetLife Pet Insurance Solutions LLC.

When buying a new household item, such as a computer, you usually have two payment options: cash or credit. With the purchasing program by Purchasing Power^®, you have a third option.

When you use the purchasing program website to shop, you can receive your item right away and pay for it over the next six months or year through automatic payroll deductions. There’s no credit check and no down payment. Your personal spending limit is based on your salary and your length of service with the Company.

The purchasing program offers a wide range of items, including computers and electronics, home appliances, furniture, tires, fitness gear, and more.

Note: You must have at least 12 months of service to be eligible.

For more information, refer to this Overview.

To get started or ask a questions, contact Purchasing Power at:
1-888-923-6236
benefits4me.purchasingpower.com