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The signs pointing to a critical illness are not always clear and may not be preventable, but Group Voluntary Critical Illness Insurance, from Allstate Benefits®, can help offer financial protection in the event you are diagnosed with a covered critical illness. This insurance pays benefits that can be used for non-medical expenses that health insurance might not cover. You select the benefit coverage amount that you want based on your individual need and your budget. If you have covered family members, coverage also provides cash benefits for them. If diagnosed with a covered critical illness – such as heart attack, cancer, or stroke – you will receive a cash benefit based on the percentage payable for the condition. The plan pays supplemental benefits for certain conditions such as advanced Alzheimer’s or Parkinson’s Disease.
Staying healthy? To encourage preventive care, the plan also pays one wellness benefit each year. You’ll get a $75 benefit just for having a screening test, such as a chest X-ray, colonoscopy, Pap smear, mammography, or sampling of blood or tissue to be genetically tested for cancer risk.
For more information, refer to the following publications:
If you have any questions, call the Customer Care Center at 1-800-521-3535, Monday through Friday, 8:00 a.m. to 8:00 p.m. ET.
To enroll, go to Benefits4MeEnroll.com. Note that you may only elect this coverage during the Annual Enrollment period, as a new hire, or following a Qualifying Life Event.
For more information, refer to the following publications: