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Hospital Indemnity Insurance

Expenses associated with a hospital stay can be burdensome if money is tight and you are not prepared. Hospital Indemnity insurance, from Allstate Benefits®, can help you worry less. This coverage pays a lump-sum benefit if you or a covered member of your family is hospitalized. Payments are made directly to you, not your healthcare provider, to help you pay for out-of-pocket costs, such as health insurance deductibles and copayments—or for anything that you see fit.

For more information, refer to the following publications:

If you have any questions, call the Customer Care Center at 1-800-521-3535, Monday through Friday, 8:00 a.m. to 8:00 p.m. ET.

To enroll, go to Benefits4MeEnroll.com. Note that you may only elect this coverage during the Annual Enrollment period, as a new hire, or following a Qualifying Life Event.

IMPORTANT: This is a fixed indemnity policy, NOT health insurance

This fixed indemnity policy may pay you a limited dollar amount if you’re

sick or hospitalized. You’re still responsible for paying the cost of your care.

  • The payment you get isn’t based on the size of your medical bill.
  • There might be a limit on how much this policy will pay each year.
  • This policy isn’t a substitute for comprehensive health insurance.
  • Since this policy isn’t health insurance, it doesn’t have to include most federal consumer protections that apply to health insurance.

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